The basic policy covers loss or damage caused by fire, lightning and explosion of a domestic gas cylinder in any provided such building does not form part of any gas works.
Scope of cover :
Policy may be extended to cover against risks below.
Fire insurance covers damage to a property caused by fire, lighting or by explosion of gas used for illuminating or domestic purposes.
Earthquake and volcanic eruption
Bursting or overflowing of water tanks apparatus or pipes
Riot strike and malicious damage
Subsidence and landslip
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