Engineering insurance refers to the insurance that provides economic safeguard to the risks faced by the ongoing construction project, installation project, and machines and equipment in project operation.
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Erection all risks insurance
covers the contractors against loss or damage to
The plants and/ or machineries during installation, testing, commissioning by unforeseen and sudden physical loss or damage other than from those causes specifically excluded.
Liability to third party consequent upon accidental bodily injury or loss/ damage to property occurring in direct connection with the works
Contractor all risks insurance
covers any sudden and unforeseen loss or damage occurring
during the period of the insurance to the property insured (including material on site) other than against those perils that are specifically excluded.
Also covers the insured legal liability to third party arising out of the contract risks.
Civil engineering completed risks insurance
covers completed civil engineering works
eg. bridges, jetties against all risks of loss or damage other than those that are specifically excluded.
Loss of profit following machinery breakdown insurance
against loss of profit or increase in cost of working resulting from an interruption or interference to the business following loss destruction or
damage to any insured building or property covered under the fire policy or breakdown of machinery covered under Machinery Breakdown policy.
Machinery breakdown insurance
covers against unforeseen and sudden physical loss or damage to machinery from any causes not specifically excluded
Whilst at work
Whilst at rest
Whilst being dismantled for the purposes of cleaning, inspection, overhauling or removed to another working position or in the course of these operations themselves or subsequent re-erection.